Accounting Services for Growing Small Businesses

Xero Platinum Partner & 2025 Partner of the Year. Fixed fee from S$300/month. Your compliance sorted, so you can make better decisions.

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Xero Partner of the Year Singapore 2025 — Xero Awards Asia

Xero Partner of the Year Singapore 2025 — Xero Awards Asia

Digital Innovator of the Year 2025 — Xero Awards Asia

Digital Innovator of the Year 2025 — Xero Awards Asia

Large Accounting Partner of the Year Finalist 2024 — Xero Awards Asia

Large Accounting Partner of the Year Finalist 2024 — Xero Awards Asia

Medium Accounting Partner of the Year 2023 — Xero Singapore Awards

Medium Accounting Partner of the Year 2023 — Xero Singapore Awards

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650+ Clients

Trusted by Singapore businesses.

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100% cloud based

Access your accounts any time, from anywhere, and get paid faster.

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100% Paperless

Take a picture of your receipts with a mobile app, then toss it.

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50% off set up

Move to Xero with Harvest Accounting, a pre-approved PSG vendor.

Growth Partners

for Small Businesses

We love helping small businesses win. And it starts with effortless accounting.  

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Make better Decisions

We provide timely and relevant monthly accounting reports for more informed decision making, greater control, and better cashflow.

Our team leverages the leading cloud accounting platform Xero, paired with Optical Character Recognition, workflow automation, and enhanced reporting apps for a truly digital experience.

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Focus on doing what you do best

You didn't start a business to spend your precious time doing accounts. If you're not an accountant, it's more likely you'll be making a mess!

Let our team of experts keep your books neat, tidy, and up to date, so that you can effectively spend your time growing your business instead of stressing over your bank reconciliation.

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Peace of mind

We'll keep track of all the important filing deadlines so that you don't have to. Leave all the compliance to our team of qualified accountants.

Keeping up with new rules and regulations each year, is hard. Let Harvest support you in navigating the ever-changing rules of Income Tax, GST, and Financial Reporting Standards.

Wherever your business is right now, we've got you

Just Incorporated

You've registered your company, but the compliance is already piling up... corporate secretary, ACRA filings, bookkeeping, tax. We handle the entire first-year setup so nothing slips while you're focused on winning your first clients.

Creative studios · Coaching practices · Sports & wellness · First-time founders · New Pte Ltds

Switching from a freelancer or traditional firm

Your books are always late. Your accountant still isn't on Xero. Receipts are piling up as paper. The switch feels like more hassle than it's worth. But it isn't!
We collect everything from your previous accountant, get your books up to date, and set up a month-end process so simple it takes three minutes.

Any Singapore SME that has outgrown its first accountant

Growing fast, need financial clarity

You're scaling, but your numbers are always a month behind. You need clean monthly reports, real-time visibility in Xero, and a team that knows your business as well as you do. Building a relationship with the same contact, month after month, gaining deep knowledge and understanding.

Agencies · Professional services · Multi-staff SMEs · Funded startups

You're the operator, not the numbers person

Accounting isn't your strength, and it shouldn't have to be. You run the business; we make sure the books, GST, payroll, tax, and year-end are handled accurately and on time. You just open Xero when you want a snapshot.

Coaching · Art & design · Sports · Education · Consulting

The people behind your books

Every Harvest client has a dedicated team, month after month. Not a shared pool. They'll learn and understand your unique business.

Four Eyes + AI

👀 Client Manager: 5+ years of experience. Always available to answer your questions.
👀 Accountant: Xero-certified. They build understanding month on month to ensure nothing slips through the cracks, and you remain compliant and up to date.
🤖 Reviewer: Nothing reaches your inbox without being checked by an AI-assisted human reviewer. Agentic checklists ensure quality, consistency, and accuracy for all clients.

Services

Everything your business needs, under one roof

Essentials
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EFFORTLESS ACCOUNTING

Using Xero in combination with Dext (Receipt Bank), working with us is as easy as taking photos of your documents with your phone or forwarding emails. No more stacks of paper. It's all in the cloud at your fingertips. We can provide monthly reporting 10 working days after month end.

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ANNUAL Financial Statements & TAX

Annual compliance can be stressful. Let us remind you when your Annual Financial Statements, ECI, and Form C / C-S are due. Relax and let our team of qualified accountants prepare them for you.

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CORPORATE SECRETARY

Every company must appoint a Company Secretary within 6 months of incorporation. Let Harvest assist with AGM and Annual Return requirements, along with any filings with ACRA such as Director / Shareholding changes, and maintain statutory registers and documents.

Add-ons
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Accounts Payable & EXPENSE CLAIMS

Through Dext (Receipt Bank) and Xero we can provide monthly payment runs using our Capture, Batch, Authorise method. You'll simply need to send in the invoices to be paid, and they'll be ready for your approval in the bank. By using Dext (Receipt Bank) we can also process effortless expense reports, allowing your staff to submit expense claims via their mobile phone. Let us save you valuable time.

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GST

If your taxable turnover exceeds SGD 1 million, or is expected to in the upcoming year, your business will have to register for GST. We can ensure your GST F5 Return is filed correctly and on time each quarter. In some instances it may make sense to register voluntarily. If you think it may be the case, come chat with us.

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Payroll & Work Pass

We provide payroll services through several cloud payroll platforms. Let us listen to your needs and we'll recommend a solution. If you're looking to hire foreign talents, we also assist with application for various work passes and permits.

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ENHANCED REPORTING

Do you have any industry specific reporting requirements or specific KPIs to be measured? If you're looking for more insight than what the default P&L / BS alone can provide, we can help to customise templates within Xero or provide more graphical analysis via one of the many new reporting apps available.

Getting Started
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COMPANY INCORPORATION

Have you been sitting on a brilliant idea that is begging to be a real business? We can assist to get you incorporated in no time. Not sure if a Company is the best vehicle? Come speak to us about other options such as Sole Proprietor and LLP.

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XERO SET UP & MIGRATION

Stuck on an ageing desktop system? Excel formulas are broken? Speak to us about how we can help migrate the historical data of your business to Xero and learn how beautiful accounting can be.

From $300/month

Fixed monthly fee:

+ Effortless Monthly Accounting
+ Annual Financial Statements and Tax
+ Xero Subscription
+ No Surprises

Testimonials

Charissa Guan

Founder & Managing Partner
bSide Agency

THe Problem

"As with any creative business owner, we're not that good with numbers. I like to think that I am better than most — but the reality of it is I don't have an accounting degree. I don't have necessarily the time to keep up with every single piece of accounting detail."

What We Did

Set up Xero and built a proactive month-end workflow. Each month Harvest emails Charissa a digital checklist with the exact documents needed — she uploads them, reviews the management report, and is done. Her account manager answers any question, even ones outside the agreed scope.

THE RESULT

"That one day of the month — it takes me literally like three minutes. I click done, done, done, and then I'm done. Nothing has ever been late. Having that headspace is so important."

Testimonials

Liquan Liew & Estella Ng

Creative Directors
Ripple Root

THe Problem

"Accounting was so scary. Just looking at the cells and the columns — that was completely scary. And there were the physical receipts... we were putting them in Ziploc bags. It was just a real hot mess."

What We Did

Full Xero onboarding with phone-photo receipt capture — snap any expense, even a Grab ride, and the app uploads it straight to the cloud. Ongoing responsive support so Liquan and Estella can stay focused on the artmaking.

THE RESULT

"Harvest stepped in and really helped implement a way for us to work very seamlessly, so that we could focus on what we do best. They make accounting feel fun, which is very difficult to do."

Testimonials

Kristen Romain

Founder & Director
Swish Swimming

THe Problem

"When I started Swish, I used a lady who did bookkeeping. We then went to another firm that supposedly did it all in-house." Receipts meant manual filing into Excel spreadsheets and folders. And hoping nothing got lost.

What We Did

Migrated Swish onto Xero. No more filing receipts into spreadsheets. Assigned a single dedicated point person who has stayed on the account for years.

THE RESULT

"The reason we moved to Harvest is they stay on the edge of technology. We've had the same main point person since we started, many years ago, which is just exceptional — it's not just a chop-chop-change culture."

Testimonials

Jason Ho

Business Owner & Principal Coach
Strengths Schooly

THe Problem

"A long time ago, we were just cutting pieces of receipts and putting it together. That slowed down a lot of the business process — a lot of just clunkiness in the business."

What We Did

Moved everything online: phone-photo receipt capture into Xero, no physical files, with reports a macro-minded founder can pull at a glance.

THE RESULT

"When I met Bryan, he said 'why are you still doing that? Just take a photo.' So we did. And it was like, wow, so much man hours just saved. You need to hire people that are mountains where your valleys are. That's where Harvest comes in."

More Client Testimonials

"Quick and efficient, coupled with some good advice that I really appreciate."
Reuben PngIndegoX
"They take the time to understand the business at the start and on an ongoing basis."
Darryn TanTwo of a Kind
"Highly efficient and effortless using tech-enabled solutions such as Xero, Futrli, Dext."
Yi Jun Kwek Little Blossom
"Harvest has been amazing at helping us transition to cloud accounting!"
Shaza IshakTeater Ekamatra

We'd love to help!

As a Xero platinum partner, we have the expertise to take your accounting into the cloud for greater peace of mind.

We want you to understand your business with useful and timely reports.

Get set up in the cloud today and transform your accounting operations, so that you can focus on doing what you do best.

Together we would love to harvest with you!

Frequently

Asked

Questions

How much do accounting services cost in Singapore?

Harvest's accounting services start from S$300 a month on a fixed monthly fee. That covers bookkeeping, monthly management accounts, annual financial statements, corporate tax filing, and your Xero subscription. There is no hourly billing and no surprise invoices: your fee stays the same every month.

What's included in Harvest's monthly fee?

Every plan includes monthly bookkeeping, management accounts, annual financial statements, corporate income tax (Form C-S), and your Xero subscription. Add-ons such as GST filing, payroll, and corporate secretarial services are available. After a free consultation, we recommend the right scope and quote one fixed monthly fee.

Is it better to outsource accounting or hire an in-house accountant?

For most Singapore SMEs, outsourcing costs less than a full-time hire and gives you a whole team rather than one person. A full-time accountant means a monthly salary plus CPF, leave, and software costs. Harvest starts from S$300 a month, with the team, software, and compliance cover all included.

How do I choose the right accounting firm in Singapore?

Look for three things: a fixed, transparent fee so costs never surprise you; a named, dedicated contact rather than a call centre; and proper Xero certification. Harvest is a Xero Platinum Partner with fixed pricing from S$300 a month and a dedicated Client Manager for every client. Book a free consultation to compare.

Can I switch to Harvest from my current accountant?

Yes, and it is easier than most founders expect. We handle the full migration: collecting your records from your previous accountant, moving you onto Xero, and closing any compliance gaps. Most clients are up and running within a few weeks, with no disruption and nothing for you to chase.

Do you work with Xero?

Yes. Harvest is a Xero Platinum Partner and was named Xero Partner of the Year for Singapore in 2025. Every client runs on Xero, and we manage the full setup and migration. The PSG Grant can cover up to 50% of your Xero onboarding and setup costs.

Do I need to register for GST in Singapore?

GST registration is compulsory once your taxable turnover passes S$1 million in a 12-month period, and you can also register voluntarily below that threshold. We assess whether registration makes sense for you, handle the IRAS application, and manage your quarterly F5 returns. Book a free consultation to check your position.

Do you work with new incorporations and foreign-owned companies?

Yes. We regularly support first-year companies and foreign founders setting up in Singapore. We handle corporate secretarial, registered address, bookkeeping, tax, and all first-year compliance, so nothing is missed while you focus on the business.

How quickly will you respond when I have a question?

Every client has a dedicated Client Manager as their main point of contact, and we reply to queries within one business day.