Bookkeeping &
Accounting for Small


Harvest Accounting was established in Singapore in 2018 by Chartered Accountants Matthew Phua and Bryan Zhao. Their mission is to be growth partners with small businesses through the provision of cloud accounting solutions and virtual Chief Financial Officer advisory services. With bookkeeping on-the-go and real-time financials, Harvest Accounting strives to help business owners focus on their core activities, make better decisions, transform their businesses and share in a common harvest together.


Matthew started his career ten years ago in Business Advisory at Grant Thornton New Zealand where he worked closely with privately owned businesses. He also witnessed the transformational power of the Xero ecosystem and its rise to prominence in the accounting space. After working in the Fund Services industry in Singapore for the past four years using cumbersome systems, Matthew knew there was a better workflow solution. Recently married to an inspiring small business owner, his passion for small business was reignited and he has decided to pursue his passion in working with small business owners.

Bryan spent the last three years in corporate banking evaluating companies and providing financial advice on working capital optimization. Prior to banking, he worked as an accounting and treasury associate in an international trading firm. There, he sometimes spent hours reconciling cash receipts in the bank statements against the books and knew there was a more efficient way of bookkeeping. As a strong believer that all businesses exist for a social purpose beyond profit, Bryan is always excited to learn about new products, services and experiences in the marketplace. He hopes to connect with business owners to exchange ideas on how best to leverage on opportunities for growth.


Prices start from SGD 300 / month


  • Monthly receipts/expenses management
  • Monthly recording and classifying transactions
  • Annual Return preparation and filing with ACRA
  • Annual Tax Return preparation and filing with IRAS
  • Free Xero subscription (worth SGD 40 / month)
  • Free Receipt Bank subscription (worth SGD 60 / month)

Free value-added servIces:

  • Regular catch-ups to walk-through your numbers
  • Tax consultations
  • Using Xero integrated cloud software solutions to streamline your workflow and increase productivity
add on:
Corporate secretarial services from SGD 50 / month
add on:
Payroll services from SGD 30 / month



get your books done Faster

Xero can automatically handle tasks that used to take up all of your time. From importing bank transactions to sending invoice reminders, we’ll do the work for you.


Easily create and send invoices with online payments and invoice reminders for quicker payments.


Xero can automatically handle tasks that used to take up all of your time. From importing bank transactions to sending invoice reminders, we’ll do the work for you.

protect your business data

Xero backs up your data and protects it with multiple layers of security including industry-standard data encryption and secure data centres. We also offer two-step authentication as an additional layer of protection for your Xero account.
Collaborate with us, your accountant, bookkeeper and virtual CFO with cloud accounting

Let us collaborate with you on your business in real-time. Online accounting with Xero opens up a world of opportunities to increase efficiency, streamline the way you manage your business, and add moments of beauty into your working day.

  • Let’s sit down and have a casual chat about how to streamline your business operations and digitalize your workflow.
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